Brad from Bank First is here on Welcome Home to talk about home equity loans and what they can be used for. He starts the show by talking about how the market rates are changing and how people are deciding to apply for a home equity loan to do renovations. Brad continues by talking with Brandon about what homeowners can use their equity for. After the break, Brad continues by talking about what options homeowners have to use their equity for, including a home equity line of credit, a 2nd mortgage, and cash-out refinancing. Brad ends the show by talking about using equity versus self-funding with cash over time.