With interest rates so low, now is a great time to take out a home improvement loan. This can be done with a home equity line of credit or a home equity loan (aka second mortgage). Julie from UnitedOne Credit Union is on this episode discussing the difference between those and how to get started in this time at home. The biggest take away? Appraisals are out 3-4 weeks so if you are interested, now is the time to get started!